The Mutuo team

Peter founded Mutuo in 2001 as the first cross mutual sector body to promote co-operative and mutual business to opinion formers and decision makers.

For ten years prior, he was General Secretary of the Co-operative Party (UK). He is a co-founder of Supporters Direct, the football supporters’ initiative, which went on to establish over 100 supporters’ trusts at professional football clubs.

He led the Parliamentary teams which piloted five private members bills through the UK Parliament, working with all parties to update co-operative and mutual law.

He advised the UK Coalition Government on its plans to mutualise Post Office Ltd and in 2012 published the report of the Ownership Commission, a two-year study into corporate diversity.

Peter has worked with the Foundation for European Progressive Studies (FEPS) since 2015, co-authoring the ‘Peoples’ Business’ and ‘Who Owns Europe’ research documents.

In 2018/19 he led the successful industry alliance to develop the Australian Treasury Laws Amendment (Mutual Reforms) Act 2019, the first renewal of Australian mutuals legislation for 20 years.

Highlights since then include the successful campaign against the demutualisation of mutual insurer LV= in 2021 and the 2022 Sustainable Mutuals Business Program, with 19 Australian co-operatives and mutuals.

peter@mutuo.coop

Mark joined Mutuo in 2010 and works on a range of projects globally. He is currently Secretary to the All-Party Parliamentary Group for Mutuals, liaising with Government, MPs and Peers on projects to help develop mutual businesses.

Between 2010 and 2012, he served as Assistant Secretary to the Ownership Commission – a two year study into corporate diversity.

He has presented at a number of global events for co-operatives and mutuals including the International Co-operative Alliance (ICA) Global Assembly in Kuala Lumpur, the International Co-operative and Mutual Insurance Federation (ICMIF) Communications Leaders Forum in Singapore and the International Cooperative Summit in Quebec.

He has worked with the Foundation for European Progressive Studies (FEPS) since 2015, co-authoring the Peoples’ Business research document. He recently worked on a Policy Guide for Consumer Co-operatives Worldwide, which he presented at the global launch and a project to facilitate new capital to be raised by Australian mutuals.

He has previously co-authored guides for the ICA, ICMIF and the Australian Business Council for Co-operatives and Mutuals (BCCM). Prior to joining Mutuo, Mark worked as a Researcher for a Member of the UK Parliament.  He is a graduate of the University of Warwick.

mark@mutuo.coop

 Josh joined Mutuo in 2023 and is working on the marketing of Mutual Value Measurement© to co-operatives and mutuals globally. He also manages Mutuo’s online and social media presence. Alongside this, he is the Assistant Secretary to the All-Party Parliamentary Group for Mutuals.

Previously he worked as a policy researcher to produce conferences and studied International Business at the University of Plymouth.

josh@mutuo.coop

Cliff is a practitioner in the law and governance of co-operative, mutual and membership based organisations. He has written the constitutions of a number of the UK’s leading co-operative retail societies including the Co-operative Group, established the constitution and governance of a substantial number of NHS Foundation Trusts, and played a significant part in the development of mutual society legislation in the UK.

He has worked extensively with Mutuo over the last decade in the development and application of mutual and co-operative models of ownership for public services. These have included healthcare, social housing, leisure services, education and children’s services. He has also worked in the voluntary and charitable sector. The aim has been to create robust models for organisations which are trading for a public or community purpose, with an ownership and governance structure based on user, staff and local community membership.

Recent and current projects include the mutualisation of Post Office Limited, Co-operative Councils,library services and community health services. As well as being Principal Associate with Mutuo, Cliff is a consultant with Anthony Collins Solicitors, and Capsticks.

cliff@mutuo.coop

Nick is an experienced senior executive and lawyer who has worked in the financial services and retail sectors and across a variety of differing ownership structures.  He has extensive experience of corporate, the co-operative and wider mutual sectors.

He has a strong background in regulatory, compliance and corporate re-organisation as well as managing major litigation projects. Most recently he was Company Secretary to the Co-operative Group where he was responsible for governance across the full range of businesses, working with Regulators and leading core business functions.

John has specialised in advising friendly societies and other mutual insurers on legal and regulatory matters for over 25 years.  He is a solicitor, formerly a partner, at the international law firm Hogan Lovells for which he now acts as part time consultant while also running his own consultancy practice, M&G Advisory Services, in partnership with, Richard Martin, a former regulator of friendly societies at the Financial Conduct Authority and predecessor organisations.

John has been involved in most of the major developments affecting the sector during his career: Liverpool Victoria’s acquisition of the Frizzell Group from Marsh; the incorporation of several societies under the Friendly Societies Act 1992, including complex transactions to incorporate branch-based societies while retaining their semi-autonomous branch networks; Project Chrysalis, the campaign by with-profits mutual insurers to persuade the regulators to allow them to recognise mutual capital, which has resulted in amendments to the FCA Handbook.  Recently he has been assisting Mutuo with the drafting and negotiation of the Mutuals’ Deferred Shares Act, which received the Royal Assent in 2015 but on which work is still ongoing on the regulations to implement the Act.

John was one of the first to see the opportunities for UK mutual insurers to provide sharia-compliant Islamic insurance, or ‘takaful’, on which he continues to work alongside his practice advising mutual insurers on legal, constitutional, regulatory and governance matters.

An arts graduate of Edinburgh University, Iain Macdonald worked for 23 years with the Co-operative Union and Co-operative Group. During this time he was also an elected Labour and Co-operative member of Strathclyde Regional Council. He was Director General of the International Co-operative Alliance (ICA) in Geneva from 2002 to 2010 and in 2005, President of the UK Co-operative Congress. In June 2013, he was awarded an honorary doctorate by the University of Stirling

He is also a Trustee of the Adam Smith Global Foundation in Kirkcaldy, an Associate of Mutuo and a GlobalScot.

He is a founder member of the Value and Co-operative Credit Unions and a member of the Raith Rovers Supporters’ Trust.

A Cambridge graduate and qualified solicitor, Ann has 30 years’ experience of policy advice and consulting work in the field of employee ownership. She was involved in setting up and running two successful consultancy companies: New Bridge Street Consultants Limited (owned by Clifford Chance) and Capital Strategies Limited. During this period she advised on employee ownership in a wide variety or public and private companies, and set up the first ESOP in the UK, in Roadchef Limited.

She has supported the Capital Law led litigation to recover funds on behalf of the Roadchef EBT. She implemented employee trusts on privatisation of the bus, air, electricity and coal industries, and worked with a number of trades unions as well as the trade union owned bank, Unity Trust. She was a Trustee of the Baxi Partnership Trust for 10 years to 2010, and acted as Executive Director and Company Secretary of the Employee Ownership Association, an organisation with which she was actively involved for over 12 years, and on behalf of which she took a private members’ bill through Parliament in 2002 to improve the tax regime for employee ownership and set up the APPG on Employee Ownership. She is a Trustee of Employee Ownership Insight.

In recent years, she has contributed to the Nuttall Review, sat on the BIS Stakeholder Advisory Group, led a working group on the proposed establishment of a new Institute for Mutual and Employee Owned Business, organised the first Robert Oakeshott Memorial Lecture delivered by Nick Clegg, reviewed the Labour Party policy on Employee Ownership as part of the Hunt Review on Mutuals and organised a UK employee ownership study tour for a group of lawyers and politicians from the Basque Country. She is currently a consultant with Lewis Silkin LLP.